Enrolling in or Waiving the Mills Student Health Plan
Summer Open Enrollment is 7/1–8/31.
Coverage Periods: The fall term of the Mills Health Plan is effective from August 15th–January 14th. The spring term of the Mills Health Plan is effective from January 15th–August 14th.
Every Mills student who is eligible for insurance coverage at Mills MUST enroll or waive once a year during the Summer Open Enrollment period (7/1–8/31) as long as you are a student at Mills College.
Your enrollment/waiver and dependent coverage for the fall carries over for the spring term—UNLESS you make changes to it during Winter Open Enrollment. Regardless of whether you enroll or waive or make changes to dependents during Winter Open Enrollment—an optional open enrollment period for the spring term—you must, IN ADDITION, enroll or waive in the summer and once every academic year during the summer as long as you are a student at Mills.
NOTE for new students: You will be charged for the standard Student Health Plan (HMO) unless you waive out. However, charges that appear on your account do not mean that you have been enrolled in either of the health insurance plans offered by Mills College. You must do that yourself by going online to the Student Net during Open Enrollment (7/1–8/31 in the Summer or 12/1–1/31 in the Winter). Or—if you choose the alternate plan—the Student Health Deductible Plan (DHMO), you will be printing out an enrollment form and submitting it to the Wellness Manager (see instructions further down on this page).
Late changes or attempts to enroll are not automatic and will delay your coverage and care. You will incur late fees. So please complete the process during Open Enrollment.
Enroll or Waive Online During the Next Open Enrollment Period (7/1–8/31 or 12/1–1/31)
All Students Must Enroll or Waive Once a Year During Summer Open Enrollment: All students must enroll or waive once a year during Summer Open Enrollment (7/1–8/31). If you are enrolling in the standard (HMO) plan or waiving coverage, you do it online at the Student Net site. If you are not eligible for a Student Health Plan, you do not need to waive or enroll. You are ineligible if you study abroad and, in certain cases, if you go on leave.
The default plan in the online enrollment system and also charged to all student accounts is the Mills Student Health Plan (HMO). If students wish to choose the alternate plan (Mills Student Health Deductible Plan (DHMO)) instead, you print out and submit an enrollment form to the Wellness Manager by mail, fax, email or in-person (Cowell Reception, firstname.lastname@example.org or 510.430.3235 (fax)).
Winter Open Enrollment: A second annual Open Enrollment period (12/1–1/31) is offered for new students who enter Mills in the spring or for those who wish to make changes to their enrollment.
Enroll in the alternate plan, the Mills Student Health Deductible Plan (DHMO). This enrollment process cannot be completed using the Student Net. Print out the enrollment form you can find online at the Student Net site or here. In the section called "To Be Completed by an Administrator," write in Mills College and leave Customer ID and Enrollment unit blank. Write in August 15 of the current year for effective date. Write in the current academic year (e.g., 2014–2015). Leave Section A blank. Check the box in Section B: Deductible HMO. Complete the rest of Section B. Complete Section C if you are enrolling any dependents in the same plan that you selected. Check the box in Section D. Print and sign your name and enter the date in Section E. Sign and date where indicated in Section F. Submit the form to the Wellness Manager at Mills College at Cowell Reception, by fax (510.430.3235) or by email (email@example.com) during Open Enrollment (7/1-8/31).
Confirmation of Enrollment or Waiver: Once you have enrolled in the standard Mills Student Health Plan (HMO) or waived Mills coverage electronically using the Student Net during Open Enrollment, you will see a confirmation screen online and also receive a confirmation email. Please keep this confirmation for your records. If you chose to enroll in the Mills Student Health Deductible Plan (DHMO), you do not enroll or waive using the Student Net but instead submit a paper enrollment form (to Cowell Reception, fax or scan and email to firstname.lastname@example.org). In the case of the paper process, you will receive an additional email (to your Mills email account only) by late August or early September confirming your enrollment in the DHMO plan.
Eligibility, leaves and withdrawals: Students are not eligible for any Mills student health plan for semesters they are studying abroad or while taking a leave of absence - except in the case of leaves for those who request coverage before the academic add deadline for the term. See the Mills Catalog for more details. Refunds of health plan fees are allowed only in cases where students have withdrawn or taken a leave before the academic add deadline and have not used any Kaiser Permanente services.
Late Changes: After the close of the Open Enrollment Period, requests for changes are discouraged and considered late. Late change requests may be submitted to the Wellness Manager along with a completed Enrollment Change Form or Waiver Form (forms can also be requested at the Cowell Front Desk or by emailing a request to email@example.com). Late change requests are subject to a late fee of $150 that will be added to your student account.
The Affordable Care Act: Although the individual mandate of the Affordable Care Act exempts those who earn less than $10,000 per year from required individual health insurance, you are required by Mills College to carry health insurance as long as you are a student here.
California's Health Benefits Exchange: Plans purchased through Covered California meet the alternate coverage requirements for most Mills students. International students have additional requirements (make an appointment with the Wellness Manager by calling 510.430.2130).
Government subsidies for premium assistance are available for those in households earning between 138% and 400% of the Federal Poverty Level (FPL). Special enrollment options are available for those with qualifying events, including loss of other coverage outside the open enrollment periods. Those who qualify for Medicaid/Medi-Cal may also sign up at any time through Covered California or in Alameda County through the County public benefits enrollment site.
Your household may qualify for the publicly funded health insurance coverage program for low-income families and individuals called Medicaid (Medi-Cal in California) if your household income is at or below 138% of the FPL. Those who qualify for Medicaid/Medi-Cal may also sign up at any time through Covered California or in Alameda County through the County public benefits enrollment site.
If you have questions about your insurance, please email firstname.lastname@example.org.
Student Health Plan Dates of Coverage:
Fall: August 15–January 14
Spring: January 15–August 14
Rates: See Mills Health Plans.
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