Bookstore
Career Services
Center for Academic Excellence
Dining
Disability Services
Financial Aid
» Health & Counseling
International Students
Mail & Copy Center
Peer Tutoring
Registrar & Records
Safety & Transportation
Student Accounts
Technology
Writing Center

Home > Student Services >
Health and Counseling

Wellness and Community Outreach

Mills Student Health Plans

For more information about the plans, go to the Filice Mills Student Health Plans website.

Student Health Plan Dates of Coverage:
Fall Term: August 15–January 14
Spring Term: January 15–August 14

Required Coverage: All Mills students must carry health insurance or public coverage (such as Medi-Cal or Medicare) that meets the minimum requirements of the Affordable Care Act. This includes comprehensive medical and mental health services, including outpatient, emergency and inpatient care including primary, specialty, pharmacy, lab, x-ray and other diagnostic services. International students must have additional benefits related to medical evacuation and repatriation. If you will waive coverage, please refer to these waiver guidelines for alternate coverage.  

International students may not waive coverage or enroll in a Kaiser Permanente Student Heatlh Plan. All international students at Mills College must enroll in and purchase a special International Student Health Plan for the duration of their studies at Mills College. Please see here for more information.

All Other Students may choose one of two Mills Student Health Plans or waive coverage. Through Kaiser Permanente, we offer two options to students and their dependents. Both plans meet the requirements of the Affordable Care Act and both plans include medical evacuation and repatriation coverage for international students. Please consult the Filice Insurance Mills Student Health Plans Benefits Guide for more information or go to the Filice Insurance Student Benefits Website for Mills College.

1) The Mills Student Health Plan (HMO) provides comprehensive medical coverage—including requirements for International students—and mental health and vision care with no deductibles, some free visits or copays, a $3,000 out-of-pocket maximum ($6,000 per family), and no lifetime or annual benefit maximum. In addition, our Mills Student Health Plan includes chiropractic coverage through Kaiser via Ash Companies and dental coverage through MetLife Dental.

2) Another plan option through Kaiser Permanente is the Mills Student Health Deductible Plan (DHMO), which includes comprehensive medical coverage, plus mental health and vision care through Kaiser Permanente as well as chiropractic coverage through Ash Companies. This plan does not include dental coverage. This plan has an annual deductible of $1,500 per member ($3,000 per family), varying copays or co-insurance by type of service, a maximum out-of-pocket of $4,000 per member and $8,000 per family member, and no lifetime or annual benefit maximum.

How do deductibles, copays, co-insurance and benefit maximums work? See here for an explanation.

Dependent coverage: Students may elect to cover dependents for additional fees. Dependents may only be covered by the same Mills plan option selected by the student. See fees below.

Eligibility, leaves and withdrawals: Students are not eligible for any Mills student health plan for semesters they are studying abroad or while taking a leave of absence - except in the case of leaves for those who request coverage before the academic add deadline for the term. See the Mills Catalog for more details. Refunds of health plan fees are allowed only in cases where students have withdrawn or taken a leave before the academic add deadline and have not used any Kaiser Permanente services.

Confidential Health Information Act

If you are covered under a parent, spouse, partner or guardian's health plan, you may want to take advantage of the benefits offered by a new law.  If you are the main subscriber for your health plan, you do not need the protection provided by California’s Confidental Health Information Act. It requires health plans to honor confidential communications requests when individuals covered under another person’s policy seek sensitive services like birth control, STD tests, mental health care or any service if they feel that disclosure of information to the policy holder could lead to harm. You can read more about the law here

Waiving or Enrolling Requirements
All students (except for international students) must enroll or waive online.  See how to enroll or waive here.

It is every student's responsibility to complete the enrollment or waiver process online during the Summer Open Enrollment period (and during the Winter Open Enrollment period for students starting in the Spring). International students will be enrolled in a separate plan automatically. 

Late Changes: After the close of the Open Enrollment Period, requests for changes are discouraged and considered late. Late change requests may be submitted to the Wellness Manager along with a completed Enrollment Change Form or Waiver Form (request from Wellness Manager at health@mills.edu). Late change requests are subject to a late fee of $150 that will be added to your student account. International students with late changes may request information from health@mills.edu

Late Enrollment Due to Loss of Alternate Coverage: Students who lose alternate health coverage and have a notice of loss of coverage (for example loss of Medi-Cal coverage because a student turns 21 years of age) may request late enrollment in the Student Health Plan by sending a completed Enrollment Change Form and an official notice of loss of coverage to the Wellness Manager at 123 Cowell or by email at health@mills.edu. Verifiable loss of coverage will enable students to request special late enrollment and pricing based on Kaiser Permanente policies. If students aged out of another health plan, a late processing fee will apply (students are encouraged to enroll in a Mills plan prior to aging out). If other coverage was cancelled due to failure to pay or late payment, prorated late enrollment is not available. This option is not available for international students.

Billing for Student Health Plans: The Mills plans are billed by semester. Charges for the either the international student health plan (for all international students) or the comprehensive no-deductible Mills Student Health Plan (HMO) are added to all new student accounts during the summer of each year for the Fall Term. For all students except international students, charges are adjusted (for those who choose the Mills Student Health Deductible Plan (DHMO)) or removed (for those who waive Mills coverage and choose other coverage) based on enrollments and waivers carried out using the online Student Net during Summer Open Enrollment (7/1–8/31). All students (except international students) must enroll in or waive coverage.  Do not assume if you see charges on your account for a health plan that you have been enrolled in a Mills health plan (except for the International Student Health Plan). Monitor your student account regularly. Sign up for eRefund in your student portal. If you still see charges that you do not owe on your student account, contact the M Center at mcenter@mills.edu.

Coverage After Graduation or Leaving Mills: Students including immigrants, permanent residents and citizens may purchase an individual or family plan directly from Kaiser Permanente (by calling 1.800.853.8216 or go to shopplans.kp.org/122003) within 60 days of loss of coverage or enroll in a plan through a state or federal health benefits exchange (such as Covered California). To learn more about options beyond the Student Health Plan, please review Health Insurance After Mills or contact the Manager of Wellness and Community Outreach at health@mills.edu

If you have questions about your insurance, please email health@mills.edu.

Student Health Plan Dates of Coverage:
Fall Term: August 15–January 14
Spring Term: January 15–August 14


Student Health Plan Rates:

For comprehensive information about the Mills Student Health Plans and rates, please refer to the Mills Student Health Plans Benefit Guide or go to the Filice Benefits Website for Mills Students.

1) Mills Student Health Plan (HMO): No deductible; some copays; out-of-pocket maximum of $3,000 per member and $6,000 per family. No maximum annual or lifetime benefit.

Student Rate:
Academic Year 2015-16 Health Plan includes Medical/Mental Health/Vision Plan (Kaiser Permanente), Dental Plan (MetLife Dental), Chiropractic coverage (Ash Companies):

$4,480 per year (charged $2,240 per semester)

Dependent Rate (in addition to fee for the student): Academic Year 2015-16 Health Plan includes Medical/Mental Health/Vision Plan (Kaiser Permanente) and chiropractic coverage. No Dental:

*Spouse Medical Insurance, per year $5,040
*Child or multiple children, Medical Insurance, per year $4,200
*Family (spouse and child or children) Medical Insurance, per year $9,235
Charges for enrolled dependents will appear on student accounts.

2) Mills Student Health Deductible Plan (DHMO): Individual/family deductible of $1,500/$3,000 per calendar year; varying copays and co-insurance; out-of-pocket maximum of $4,000 per member and $8,000 per family. No maximum annual or lifetime benefit.

Student Rate:
Academic Year 2015-16 Deductible Health Plan includes Medical/Mental Health/Vision Plan (Kaiser Permanente), Chiropractic coverage (Ash Companies). No Dental:

$2,850 per year (charged $1,425 per semester)

Dependent Rate (in addition to the fee for the student): Academic Year 2015–16 includes Medical/Mental Health/Vision Plan (Kaiser Permanente) and chiropractic coverage (Ash Companies). No Dental: 

*Spouse Deductible Medical Insurance, per year $3,400
*Child or multiple children, Medical Insurance, per year $2,835
*Family (spouse and child or children) Medical Insurance, per year $6,230
Charges for enrolled dependents will appear on student accounts.

For more information, visit the Student Health Plans page or contact health@mills.edu.

Benefit Summaries

Kaiser Permanente New Member Online Orientation: 
Click HERE for online slideshow orienting you to Kaiser Permanente. 

Student Health Plans Benefit Summaries: Please find benefit summaries and detailed plan information at the Filice Insurance Benefits Website for Mills College.

Please see the Filice website for helpful information including a Benefits Guide, plan benefit summaries for each plan and evidence of coverage documents. Should any discrepancy arise, the evidence of coverage statements supersede the plan summaries. The Kaiser Permanente certificate (evidence of coverage) will be mailed to the enrollee's mailing address upon enrollment. BE SURE that you always maintain an updated address—see the link in your student portal—so that you receive your certificate of coverage during the summer at the correct address. 

MetLife Student Dental Benefits

A Student Dental Plan by MetLife Dental is added coverage for students who enroll in our Kaiser Permanente HMO Plan. Kaiser Permanente does NOT offer dental care. Mills offers the dental insurance to students through MetLife Dental. There are no insurance cards issued from MetLife. Rather, it is simple to use the insurance following the instructions below the benefit summary and description below. Dependents are not eligible for dental insurance through Mills College. For more information about dental benefits, call MetLife’s Dental Call Center at 800.942.0854.

MetLife Student Dental Plan benefits summary

MetLife Student Dental Plan EOC & description

For more information about dental coverage, please go to the Filice Insurance Benefits website for Mills College.

Dental Insurance is provided by MetLife. To find a provider: Go to www.metlife.com/mybenefits. Enter your zip code and select your network (choose PDP for Preferred Dental Provider).

To verify your eligibility, your dentist must call: 877.638.3379 and give your social security number and Group #: 141855-1-G. If you do not have a social security number, contact the Manager of Wellness and Community Outreach at health@mills.edu to obtain a member ID number.

Overview

Counseling and Psychological Services

Counseling & Psychological Services

Counseling Staff

Wellness and Community Outreach

Information for Newly Admitted Students

Flu Information

Wellness and Community Outreach Staff

Student Health Center

Student Health Plans

Enrolling or Waiving the Student Health Plan

International Students

Health Insurance Coverage After Mills

Health Coverage through Government Programs

Student Health Care Over the Summer

About Vaccinations and TB Screening

Community Health Resource Center

Wellness Classes and Events

Sexual Assault Awareness, Prevention and Response

Sexual Violence: Help and Resources

Title IX: Student Rights and Obligations

Mills College Sexual Misconduct Policy

Contact Information

Wellness & Community Outreach
Cowell Building

P: 510.430.2260
F: 510.430.3235
E: health@mills.edu

Student Health Center
(for appointments, nurse advice or to return a call)


P:877.645.5757

Last Updated: 6/18/15