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Home > Student Services >
Health and Counseling

Wellness and Community Outreach

Mills Student Health Plans

Student Health Plan Dates of Coverage:
Fall Term: August 15–January 14
Spring Term: January 15–August 14

Required Coverage: All Mills students must carry health insurance or public coverage (such as Medi-Cal or Medicare) that meets the minimum requirements of the Affordable Care Act. This includes comprehensive medical and mental health services, including outpatient, emergency and inpatient care including primary, specialty, pharmacy, lab, x-ray and other diagnostic services. International students must have additional benefits related to medical evacuation and repatriation.

Mills Student Health Plans: Through Kaiser Permanente, we offer two options to students and their dependents. Both plans meet the requirements of the Affordable Care Act and both plans include medical evacuation and repatriation coverage for international students.

1) The Mills Student Health Plan (HMO) provides comprehensive medical coverage—including requirements for International students—and mental health and vision care with no deductibles, some free visits or copays, a $3,000 out-of-pocket maximum ($6,000 per family), and no lifetime or annual benefit maximum. In addition, our Mills Student Health Plan includes chiropractic coverage through Kaiser via Ash Companies and dental coverage through MetLife Dental.

2) Another plan option through Kaiser Permanente is the Mills Student Health Deductible Plan (DHMO), which includes comprehensive medical coverage, plus mental health and vision care through Kaiser Permanente as well as chiropractic coverage through Ash Companies. This plan does not include dental coverage. This plan has an annual deductible of $1,500 per member ($3,000 per family), varying copays or co-insurance by type of service, a maximum out-of-pocket of $4,000 per member and $8,000 per family member, and no lifetime or annual benefit maximum.

How do deductibles, copays, co-insurance and benefit maximums work? See here for an explanation.

Dependent coverage: Students may elect to cover dependents for additional fees. Dependents may only be covered by the same Mills plan option selected by the student. See fees below.

Eligibility, leaves and withdrawals: Students are not eligible for any Mills student health plan for semesters they are studying abroad or while taking a leave of absence - except in the case of leaves for those who request coverage before the academic add deadline for the term. See the Mills Catalog for more details. Refunds of health plan fees are allowed only in cases where students have withdrawn or taken a leave before the academic add deadline and have not used any Kaiser Permanente services.

All Students Must Enroll or Waive Online.  See how to enroll or waive here.

It is every student's responsibility to complete the enrollment or waiver process online during the Summer Open Enrollment period (and during the Winter Open Enrollment period for students starting in the Spring).

Late Changes: After the close of the Open Enrollment Period, requests for changes are discouraged and considered late. Late change requests may be submitted to the Wellness Manager along with a completed Enrollment Change Form or Waiver Form (request from Wellness Manager at health@mills.edu). Late change requests are subject to a late fee of $150 that will be added to your student account.

Late Enrollment Due to Loss of Alternate Coverage: Students who lose alternate health coverage and have a notice of loss of coverage (for example loss of Medi-Cal coverage because a student turns 21 years of age) may request late enrollment in the Student Health Plan by sending a completed Enrollment Change Form and an official notice of loss of coverage to the Wellness Manager at 123 Cowell or by email at health@mills.edu. Verifiable loss of coverage will enable students to request special late enrollment and pricing based on Kaiser Permanente policies. If students aged out of another health plan, a late processing fee will apply (students are encouraged to enroll in a Mills plan prior to aging out). If other coverage was cancelled due to failure to pay or late payment, prorated late enrollment is not available.  

Billing for Student Health Plan: The Mills plans are billed by semester. Charges for the comprehensive no-deductible Mills Student Health Plan (HMO) are added to all student accounts during the summer of each year for the Fall Term. Charges are adjusted (for those who choose the Mills Student Health Deductible Plan (DHMO)) or removed (for those who waive Mills coverage and choose other coverage) based on enrollments and waivers carried out using the online Student Net during Summer Open Enrollment (7/1–8/31). All students must enroll in or waive coverage.  Do not assume if you see charges on your account for a health plan that you have been enrolled in a Mills health plan. Mills College cannot on your behalf enroll you in a plan. Monitor your student account regularly. Sign up for eRefund in your student portal. If you still see charges that you do not owe on your student account, contact the M Center at mcenter@mills.edu.

Coverage After Graduation or Leaving Mills: Students may purchase an individual or family plan directly from Kaiser Permanente (by calling 1.800.853.8216 or go to shopplans.kp.org/122003) within 60 days of loss of coverage or enroll in a plan through a state or federal health benefits exchange (such as Covered California). To learn more about options beyond the Student Health Plan, please review Health Insurance After Mills or contact the Manager of Wellness and Community Outreach at health@mills.edu

If you have questions about your insurance, please email health@mills.edu.

Student Health Plan Dates of Coverage:
Fall Term: August 15–January 14
Spring Term: January 15–August 14

Student Health Plan Rates:

1) Mills Student Health Plan (HMO): No deductible; some copays; out-of-pocket maximum of $3,000 per member and $6,000 per family. No maximum annual or lifetime benefit.

Student Rate:
Academic Year 2014–15 Health Plan includes Medical/Mental Health/Vision Plan (Kaiser Permanente), Dental Plan (MetLife Dental), Chiropractic coverage (Ash Companies):

$3,960 per year (charged $1,980 per semester)

Dependent Rate (in addition to fee for the student): Academic Year 2014–15 Health Plan includes Medical/Mental Health/Vision Plan (Kaiser Permanente) and chiropractic coverage. No Dental:

*Spouse Medical Insurance, per year $4,400
*Child or multiple children, Medical Insurance, per year $3,670
*Family (spouse and child or children) Medical Insurance, per year $8,070
Charges for enrolled dependents will appear on student accounts.

2) Mills Student Health Deductible Plan (DHMO): Individual/family deductible of $1,500/$3,000 per calendar year; varying copays and co-insurance; out-of-pocket maximum of $4,000 per member and $8,000 per family. No maximum annual or lifetime benefit.

Student Rate:
Academic Year 2014–15 Deductible Health Plan includes Medical/Mental Health/Vision Plan (Kaiser Permanente), Chiropractic coverage (Ash Companies). No Dental:

$2,500 per year (charged $1,250 per semester)

Dependent Rate (in addition to the fee for the student): Academic Year 2014–15 includes Medical/Mental Health/Vision Plan (Kaiser Permanente) and chiropractic coverage (Ash Companies). No Dental: 

*Spouse Deductible Medical Insurance, per year $3,000
*Child or multiple children, Medical Insurance, per year $2,500
*Family (spouse and child or children) Medical Insurance, per year $5,500
Charges for enrolled dependents will appear on student accounts.

For more information, visit the Student Health Plans page or contact health@mills.edu.

Benefit Summaries

Kaiser Permanente New Member Online Orientation:
 
Click HERE for online slideshow orienting you to Kaiser Permanente. 

Student Health Plans Benefit Summaries: The purpose of the benefit summary is to provide each student a quick-at-a-glance look of the medical and dental plans for most common type of services such as co-payments for doctor's visits and prescriptions. This is for illustration purposes only. Please see the evidence of coverage for each plan for complete details of the plan. Should any discrepancy arise, the evidence of coverage statements supersede this illustration. The Kaiser Permanente certificate (evidence of coverage) will be mailed to the enrollee's mailing address upon enrollment. BE SURE that you always maintain an updated address - see the link in your student portal - so that you receive your certificate of coverage during the summer at the correct address. You may download standard evidence of coverage statements below. See also benefit summaries and descriptions, where applicable.

Kaiser Student Health Plan (HMO) benefits summary

Kaiser Student Health Deductible Plan (DHMO) benefits summary

Kaiser Student Health Plan (HMO) benefits description 

Kaiser Student Health Deductible Plan (DHMO) benefits description

Kaiser Student Health Plan (HMO) evidence of coverage

Kaiser Student Health Deductible Plan (DHMO) evidence of coverage

Kaiser / Ash Companies Chiropractic Plan benefits summary

Kaiser HMO/Ash Companies Chiropractic evidence of coverage

Kaiser DHMO/Ash Companies Chiropractic evidence of coverage

MetLife Student Dental Benefits

A Student Dental Plan by MetLife Dental is added coverage for students who enroll in our Kaiser Permanente HMO Plan. Kaiser Permanente does NOT offer dental care. Mills offers the dental insurance to students through MetLife Dental. There are no insurance cards issued from MetLife. Rather, it is simple to use the insurance following the instructions below the benefit summary and description below. Dependents are not eligible for dental insurance through Mills College.

MetLife Student Dental Plan benefits summary

MetLife Student Dental Plan EOC & description

Dental Insurance is provided by MetLife. To find a provider: Go to www.metlife.com/mybenefits.

To verify your eligibility, your dentist must call: 877.638.3379 and give your social security number and Group #: 141855-1-G. If you do not have a social security number, contact the Manager of Wellness and Community Outreach at health@mills.edu to obtain a member ID number.

Overview

Counseling and Psychological Services

Counseling & Psychological Services

Counseling Staff

Wellness and Community Outreach

Flu Information

Wellness and Community Outreach Staff

Student Health Center

Student Health Plans

Enrolling or Waiving the Student Health Plan

Health Insurance Coverage After Mills

Health Coverage through Government Programs

Student Health Care Over the Summer

About Vaccinations and TB Screening

Community Health Resource Center

Wellness Classes and Events

Sexual Assault Awareness, Prevention and Response

Sexual Violence: Help and Resources

Title IX: Student Rights and Obligations

Mills College Sexual Misconduct Policy

Contact Information

Wellness & Community Outreach
Cowell Building

P: 510.430.2260
F: 510.430.3235
E: health@mills.edu

Student Health Center
(for appointments, nurse advice or to return a call)


P:877.645.5757

Last Updated: 10/3/14