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Health and Counseling

Enrolling in or Waiving the Mills Student Health Plan

Coverage Periods: The fall term of the Mills Health Plan is effective from August 15th–January 14th. The spring term of the Mills Health Plan is effective from January 15th–August 14th.

Open Enrollment Periods: 7/1–8/31 and 12/1–1/31

Student Responsibilities for Enrollment or Waiver

It is every student's responsibility to complete the enrollment or waiver process during the Open Enrollment period. Requests for late enrollment or waivers are subject to late fees and may not be accommodated after the Add Deadline for each semester.

Every Mills student who is eligible for insurance coverage at Mills MUST enroll or waive once a year during the Summer Open Enrollment period (7/1–8/31) as long as you are a student at Mills College.  If you are not eligible for a Student Health Plan, you do not need to waive or enroll. Waiver guidelines are found here.

Your enrollment/waiver and dependent coverage for the fall carries over for the spring term—UNLESS you make changes to it during Winter Open Enrollment. Regardless of whether you enroll or waive or make changes to dependents during Winter Open Enrollment—an optional open enrollment period for the spring term—you must, IN ADDITION, enroll or waive in the summer and once every academic year during the summer as long as you are a student at Mills.  

NOTE for new students: You will be charged for the standard Student Health Plan (HMO) unless you waive out. However, charges that appear on your account do not mean that you have been enrolled in either of the health insurance plans offered by Mills College. You must do that yourself by going online to the Student Net during Open Enrollment (7/1–8/31 in the Summer or 12/1–1/31 in the Winter). Or—if you choose the alternate plan—the Student Health Deductible Plan (DHMO), you will be printing out an enrollment form and submitting it to the Wellness Manager (see instructions further down on this page).

Late Enrollment: If you do not act during Open Enrollment, you may submit a late enrollment or late waiver form and request to the Wellness Manager by leaving the appropriate form at the Cowell Front Desk and emailing her at Late changes may not be accommodated after the Add Deadline. Late fees will be applied. If you do not respond to attempts to follow-up with you regarding your enrollment status, late fees will be applied and you will be waived or enrolled based on your status the previous term (or waived if you are a new student). 

Winter Open Enrollment: A second annual Open Enrollment period (12/1–1/31) is offered for new students who enter Mills in the spring or for those who wish to make changes to their enrollment. Those who enroll or waive during Winter Open Enrollment must also complete the process during Summer Open Enrollment (7/1-8/31) and once a year, every year during the summer as long as they are students at Mills College.

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How to Enroll or Waive

To enroll or waive, please read the instructions that follow. If you waive or enroll in the regular HMO plan, you will use the Student Net site to complete the enrollment or waiver electronically. DO NOT try to enroll or waive before or after the Open Enrollment periods (7/1–8/31 and 12/1–1/31) or print the enrollment or waiver form (unless you are choosing the Mills Student Health Deductible Plan (DHMO). If you want to waive coverage, you will need to have all information about the alternate plan or public coverage, including the policy number, before you complete the Mills Health Plan online waiver in the Student Net.

Enroll in the default plan, which is the Mills Student Health Plan (HMO). This can ONLY be done electronically in the Student Net during Open Enrollment and MUST be done once a year during Summer Open Enrollment (7/1–8/31).

Enroll in the alternate plan, the Mills Student Health Deductible Plan (DHMO). This enrollment process cannot be completed using the Student Net. Print out the enrollment form you can find online at the Student Net site or hereIn the section called "To Be Completed by an Administrator," write in Mills College and for Customer ID number, write in 603107. For the Enrollment unit, enter 1. Write in August 15 of the current year for effective date. Write in the current academic year (e.g., 2015–2016). Leave Section A blank. Check the box in Section B: Deductible HMO. Complete the rest of Section B. Complete Section C if you are enrolling any dependents in the same plan that you selected. Check the box in Section D. Print and sign your name and enter the date in Section E. Sign and date where indicated in Section F. Submit the form to the Wellness Manager at Mills College at Cowell Reception, by fax (510.430.3235) or by email ( during Open Enrollment (7/1-8/31).

Waive Mills coverage with proof of alternate health insurance coverage: If you do not wish to purchase either of the Mills Student Health Plans (the default HMO or the deductible DHMO), you will be waiving coverage. Use the online interactive dialogue boxes in the Student Net to complete a waiver ONLY during Open Enrollment.

Confirmation of Enrollment or Waiver: Once you have enrolled in the standard Mills Student Health Plan (HMO) or waived Mills coverage electronically using the Student Net during Open Enrollment, you will see a confirmation screen online and also receive a confirmation email. Please keep this confirmation for your records. If you chose to enroll in the Mills Student Health Deductible Plan (DHMO), you do not enroll or waive using the Student Net but instead submit a paper enrollment form (to Cowell Reception, fax or scan and email to In the case of the paper process, you will receive an additional email (to your Mills email account only) by late August or early September confirming your enrollment in the DHMO plan.

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Waiver Guidelines
(not for international students)
Alternate health coverage guidelines are listed below:

A. Be covered by a Medi-Cal, Medicare or Tricare/military insurance policy.


B. Be covered by an employer-sponsored group health plan, family or individual plan (including plans purchased through Covered California) that meets the following criteria (required by the Affordable Care Act or ACA):

  1. Has no maximum lifetime benefit limit;
  2. Has an annual out-of-pocket maximum of up to $6,350 for an individual and no more than $12,700 for a family. Deductibles, copayments and coinsurance paid by the member accrue toward meeting the out-of-pocket maximum.
  3. Covers the following services (ACA Essential Health Benefits):
  • Preventive health care services, including an annual physical exam, preventative immunizations and laboratory/diagnostic tests to help determine your state of health;
  • Chronic disease management for such conditions as asthma, diabetes or other chronic medical conditions;
  • Hospital stays for medical and surgical care;
  • Hospital stays for mental health and alcohol/drug abuse conditions, covered the same as any other medical condition;
  • Doctor office visits for medical, mental health, and alcohol/drug abuse conditions;
  • Emergency room services;
  • Diagnostic services including laboratory tests;
  • Medications prescribed by a doctor (including contraceptives);
  • Pre-natal and maternity care, with no pre-existing condition limitation.

For questions, contact


Information for Newly Admitted Students

Counseling & Psychological Services

Wellness Department

Student Health Insurance

Title IX

Contact Information

Wellness & Community Outreach
Cowell Building

P: 510.430.2260
F: 510.430.3235

Student Health Center
(for appointments, nurse advice or to return a call)


Last Updated: 2/1/16